LENDING CRITERIA

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Security property must be the applicants main residence

Anyone aged 17 or over at the time of completion, who is shown on the application to be living in the property and is not a customer on the mortgage, will be required to sign a deed of consent surrendering interest in the security property. 

Recent updates to Vida Criteria

100% Debt Consolidation now available on residential products up to 70% LTV
Up to three unsecured missed payments allowed in the last 6 months
Maximum BTL loan increased to £1.5m