LENDING CRITERIA

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Freehold & Leasehold

A Transfer of Equity will only be considered once the loan has been completed for more than six months with no arrears on the mortgage account during the last 12 months.

Standard lending criteria will apply to applications, including an affordability assessment

Recent updates to Vida Criteria

100% Debt Consolidation now available on residential products up to 70% LTV
Up to three unsecured missed payments allowed in the last 6 months
Maximum BTL loan increased to £1.5m