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Lending Criteria and Rates

2nd Charge BTL Rate Sheet 1.40 MB PDF
2nd Charge Criteria Guide - Residential & BTL 352.25 KB PDF
2nd Charge Residential Rate Sheet 1.02 MB PDF

Useful Second Charge Mortgage Downloads

Guide to Complaints 519.69 KB PDF
PRA Broker Guide 1.15 MB PDF
Tariff of Mortgage Charges 148.84 KB PDF
Vida Application System - Quick Reference Guide 1.63 MB PDF
Vida Application System - Top Tips 1.21 MB PDF

Second Charge Residential

2nd Assets & Liabilities 1.13 MB PDF
2nd Authority First Mortgage 402.39 KB PDF
2nd Certificate of Independent Legal Advice 895.55 KB PDF
2nd Debt Consolidation Form 68.97 KB XLSX
2nd Declaration By Occupier 896.59 KB PDF
2nd Employers Reference 723.11 KB PDF
2nd Expenditure Details 1.49 MB PDF
2nd Interest Only 1.24 MB PDF
2nd Investment Loan Property Declaration 439.89 KB PDF
2nd Lending Beyond Retirement 235.37 KB PDF
Deed of Postponement 1.08 MB PDF
Direct Debit Mandate 153.41 KB PDF
Guarantee and Indemnity 94.58 KB PDF
Support with Financial Difficulties 1.08 MB PDF
Use of Information Statement 1.15 MB PDF

Second Charge Buy to Let

2nd Assets & Liabilities 63.23 KB PDF
2nd Authority First Mortgage 402.39 KB PDF
2nd BTL Landlord Business Plan 666.96 KB PDF
2nd Certificate of Independent Legal Advice 895.55 KB PDF
2nd Employers Reference 723.11 KB PDF
2nd Interest Only 1.24 MB PDF
2nd Investment Loan Property Declaration 439.89 KB PDF
Cashflow Statement 91.17 KB XLSX
Debt Consolidation Form 68.97 KB XLSX
Deed of Postponement 1.08 MB PDF
Direct Debit Mandate 153.41 KB PDF
Guarantee and Indemnity 1.47 MB PDF
Property Portfolio Information 66.79 KB XLSX
Support with Financial Difficulties 1.08 MB PDF
Use of Information Statement 1.15 MB PDF