Intermediary Use Only
At least one customer must be either employed, self-employed, or in receipt of an occupational pension. If using two incomes for affordability assessment, at least one of the customer’s will need to be employed, self-employed or in receipt of an occupational pension.
The maximum loan to value allowable is 75% LTV (plus fees).
A suitable repayment strategy needs to be in place to fully repay the outstanding mortgage balance at the end of the term. The following are acceptable repayment strategies:
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