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Vida cuts rates by up to 40bps
7/31/2023 11:00:00 PM

  • All Buy to Let rates reduced alongside a number of residential rates 

  • Second BTL Limited Edition launched, extending availability to HMO/MUBs 

Vida, the specialist lender, have today announced rate reductions across their product range.  

All Buy to Let rates have been reduced, alongside a number of residential rates. 

On BTL, fixed rates are reduced by as much as 0.40% with the lowest Vida 36 product being a 5-year fixed at 75% with an initial rate of 6.29%.  

 For residential, a standard 5-year fixed at 75% on Vida 36 has an initial rate of 7.19%, down by 0.20%. 

Alongside the rate reductions on their BTL range, the lender has launched a new Limited Edition product which extends availability to HMOs and MUBs. The 2-year fixed is available up to 75% on Vida Tier 36 at an initial rate of 5.79%. 

Similar reductions have also been made across their range of retention products for existing borrowers.  

All Vida products are backed by the Vida Service Pledge, which allows brokers to request a refund of the £180 application admin fee if they feel they have received anything but excellent service.  

Helen Cawthra, Head of Intermediary Relationships says: ‘As the specialist lender, we are always looking at ways to support our intermediary partners and their customers at what is a challenging time for borrowers. Today’s rate reductions across our product ranges will provide more options for new and existing borrowers.’