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90% LTV Limited Edition

We've launched a brand new, Residential Limited Edition at 90% LTV

Learn more ➜

Let's get started. What are you looking for?

Get life moving with our Residential and Buy to Let product ranges.

Residential products ➜

Buy to Let Products ➜

Current service levels for applications

DIP Referral - 24 hours

We'll let you know what we need to help progress your application.

Valuation Receipt - 7 working days

Our estimated time to receive the valuation after instruction.

Initial Underwriter Review - 4 working days

We'll let you know if we need anything else.

Document Review - 3 working days

We’ll review any documents you send us and get back in touch if we need anything else.

Speed up your cases. To check any mandatory document checklist requirements and for help submitting your cases see our submission guidelines ➜

Product Switch Hub

If your customer already has a Vida mortgage and is coming to the end of their initial-rate deal, we've made it easy to switch to a new product online

Discover more ➜

Affordability Check

Want to know how much we could lend your customer(s) without logging into the Vida Intermediary Portal?

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Why Vida is right for your client

Impaired & Improving credit

Supporting those borrowers who may have experienced minor credit blips in the past, such as CCJs, defaults and missed payments.

Specialist Properties are our speciality

These include: homes, flats, ex local authority properties, HMOs & MUBs and properties above commercial premises.

Experienced Landlords

We don’t impose a limit on how many properties your client has in their portfolio.

Complex and multiple Incomes

Employed, Self-employed, contractor, zero hours contractors, sole trader, 2nd jobs – we accept them all.

Remortgage

We’ve enhanced our remortgage proposition with 6x loan to income now available and personal investments allowed as a remortgage purpose.

Expats

British Citizens living or working in selected EEA or worldwide countries.

Let's get started ➜

From the Blog

Brokers can change lives for first time buyers

Getting a self-employed mortgage should not feel like a Herculean task

Growing your army of experts with packager support

See all blog & news ➜