Unlock home ownership with just a 3% deposit
A 97% mortgage, along with all the usual flexible Vida criteria and common-sense underwriting, designed to help you help your customers turn dreams into reality sooner, using just a 3% deposit!
Product perfection
Get life moving for your specialist clients with our Residential product range.
Transparent tiering
Our simplified tiering makes it even easier for you to find the best solution for your specialist clients.
Intermediary support with V-Hub
Get direct access to the Underwriter handling your case through the V-Hub.
Our Service Pledge
Service excellence or we'll refund the administration fee - it's as simple as that.
Smooth the way to home-ownership with 3 & Easy
Some things, like a first home for a lifelong renter or a spacious next home for an expanding family, might seem worth the wait. Yet, nobody likes waiting.
That’s why we created 3 & Easy, to help your customers into the home they want to own, sooner than they hoped they could.
A 97% mortgage, along with all the usual flexible Vida criteria and common-sense underwriting, designed to help you help your customers turn dreams into reality sooner, using just a 3% deposit!:
- 5 and 7-year fixed rate products
- Fee Saver options available
- Maximum loan size of £750,000
- Available for first time buyers, home movers and remortgages
- Potential term of up to 45 years
- Available with Vida's flexible criteria: adverse credit history, complex incomes and second job income, self-employed and contractors
We require customer’s credit file to be up to date with no current arrears on major unsecured items. For further details, please refer to our Residential Guide.
Find 3&EASY Products