Packager Tier - Residential Products
Standard range - 2 year fixed rate
| Product | LTV | Tier | Initial rate | Fee | Max loan |
|---|---|---|---|---|---|
| 2 year fixed | 75% | Packager | 7.19% | £995 | £2m |
Standard range - 5 year fixed rate
Available for both purchase and remortgages
A minimum term of 6 years is required.
| Product | LTV | Tier | Initial rate | Fee | Max loan |
|---|---|---|---|---|---|
| 5 year fixed | 75% | Packager | 7.04% | £995 | £2m |
Right to Buy
Right to Buy - 2 year fixed
Available for both purchase and remortgages
A minimum term of 6 years is required.
| LTV | Tier | Initial rate | Fee | Max loan |
|---|---|---|---|---|
| 75% | Packager | 7.49% | £995 | £2m |
Right to Buy - 5 year fixed
Available for both purchase and remortgages
A minimum term of 6 years is required.
| LTV | Tier | Initial rate | Fee | Max loan |
|---|---|---|---|---|
| 75% | Packager | 7.39% | £995 | £2m |
Fees
A non-refundable £195 is payable on all applications. £995 product fee can be added to loan above max LTV.
Standard valuation fees apply.
Vida Variable rate (VVR)
6.80% set on 01.12.2024.
Revert Rate
9.44% (VVR + 2.64%)
Additional Information
Minimum loan £50k.
ERCs
2 year: 4%, 3%.
5 year: 5%, 5%, 4%, 3%, 2%
