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Vida Blog & News

We love sharing our insights and thoughts on the specialist mortgage market. Have a browse and get stuck into our latest blog and news articles to learn more about how we're getting life moving for more of your customers.

Here you'll find all of our blogs and news stories that will assist you in understanding how we're getting life moving for more specialist customers.

Brokers can change lives for first-time buyers

Earlier this year, a report by the BSA, backed by five of its largest members as well as the Intermediary Mortgage Lenders Association, stated that becoming a first-time buyer is 'possibly the most expensive it has been over at least the past 70 years...

The signs of affordability strain and pain are plain to see. According to analysis using product sales data from the Financial Conduct Authority, the number of first-time homeowners over the age of 50 has grown by nearly a third over the past five years...

Certainty is very often crucial for borrowers, and fixed rates offer just that. But while fixing in a rising rate environment feels like the obvious course of action, when rates are falling, it is not such a straightforward equation...

Too often, it takes brokers and self-employed borrowers a lot of effort and energy to get a mortgage. The self-employed often find themselves in a counter-intuitive place when it comes to getting a mortgage...

Many over-50s are now choosing to work for themselves relishing the autonomy. In 2023, the number of 50–59-year-olds in self-employment was almost 1.2 million – a seven per cent increase on the previous year...

If you are not in the business of dealing with complex and difficult cases regularly, finding the right deal and getting it over the line can be a real challenge. It’s why mortgage packagers and referrers can help...

Vida, the specialist lender, has enhanced its residential range with a new Limited Edition product at 90% LTV with a 2 year fixed rate...

Vida, the specialist lender, has reduced rates across its Buy to Let product range by up to 0.25%, Residential products by up to 0.30%, and on their Product Transfer retention range by up to 0.35%...

New deal raises £300m to support the mortgage lending specialist in providing brokers and their customers with solutions to complex mortgage needs...

Vida, the specialist lender, have announced they have donated more than £150,000 to Crisis, the national charity seeking to end homelessness, since the start of their partnership in 2020...

Vida, the specialist lender, has announced the creation of a new Savings team, a key strategic milestone in its journey towards securing a banking license and launching its retail savings proposition...

Get Life Moving

We get it. All you want is a quick answer when you need it. Call the V-Hub on 03300 246 246 and speak to our experienced team. Monday - Friday: 9am - 5pm

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Vida Blog & News

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Brokers can change lives for first-time buyers

Earlier this year, a report by the BSA, backed by five of its largest members as well as the Intermediary Mortgage Lenders Association, stated that becoming a first-time buyer is 'possibly the most expensive it has been over at least the past 70 years...

The shape of the housing market and the borrowing needs of those in it

The signs of affordability strain and pain are plain to see. According to analysis using product sales data from the Financial Conduct Authority, the number of first-time homeowners over the age of 50 has grown by nearly a third over the past five years...

Remortgage and product transfers – the case for reassessing borrowers' options

Certainty is very often crucial for borrowers, and fixed rates offer just that. But while fixing in a rising rate environment feels like the obvious course of action, when rates are falling, it is not such a straightforward equation...

Getting a self-employed mortgage should not feel like a Herculean task.

Too often, it takes brokers and self-employed borrowers a lot of effort and energy to get a mortgage. The self-employed often find themselves in a counter-intuitive place when it comes to getting a mortgage...

When lending worlds collide. Meet the ‘olderpreneurs’

Many over-50s are now choosing to work for themselves relishing the autonomy. In 2023, the number of 50–59-year-olds in self-employment was almost 1.2 million – a seven per cent increase on the previous year...

Growing your army of experts with packager support

If you are not in the business of dealing with complex and difficult cases regularly, finding the right deal and getting it over the line can be a real challenge. It’s why mortgage packagers and referrers can help...

Vida launches 90% LTV Limited Edition product on 2 year fixed residential range

Vida, the specialist lender, has enhanced its residential range with a new Limited Edition product at 90% LTV with a 2 year fixed rate...

Vida cuts rates across Buy to Let, Residential and Retention product ranges.

Vida, the specialist lender, has reduced rates across its Buy to Let product range by up to 0.25%, Residential products by up to 0.30%, and on their Product Transfer retention range by up to 0.35%...

Belmont Green issues latest securitisation deal

New deal raises £300m to support the mortgage lending specialist in providing brokers and their customers with solutions to complex mortgage needs...

Vida raises £150,000 for Crisis over three-year partnership

Vida, the specialist lender, have announced they have donated more than £150,000 to Crisis, the national charity seeking to end homelessness, since the start of their partnership in 2020...

Vida Welcomes New Savings Director and Senior Team in Preparation for Retail Savings Launch

Vida, the specialist lender, has announced the creation of a new Savings team, a key strategic milestone in its journey towards securing a banking license and launching its retail savings proposition...

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Get Life Moving

We get it. All you want is a quick answer when you need it. Call the V-Hub on 03300 246 246 and speak to our experienced team. Monday - Friday: 9am - 5pm